A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility and protect you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts offer the best value. We looked at each gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they impose, their storage choices they offer, their customer service, and even their reputation.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to transfer the funds from your account into an precious metals IRA.
The company also sells silver and gold directly to clients. You can invest your retirement savings or other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your savings account to your new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be bought. They are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the valuable metals in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the top companies to buy silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they’re doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to making the move you can contact the business for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of the savings you have.
You can also find out about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and clear prices, among other things. To ensure that your money is compliant with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and allow you to anticipate what to expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
If you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals through this company is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods, among others. You can buy these metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow the following steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through once they have done so.
Choose a way to store your belongings. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. You can contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide variety of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. The business also offers a site that contains a lot of free information regarding the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business for over 30 years and handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money to the Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90% silver bags.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money to an precious metal IRA, how they work, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make sound financial decisions. The company’s website provides an entire learning center that can help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great choice, so you should choose a precious metals investment company that puts the reviews of its customers and its accreditations for affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 per year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the form online to get an individualized advice or to create an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their assets into a gold IRA which offers savings for large investments, but lacks many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real-time on the website, so you can easily see the benefits, risks, and costs associated with your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have previously had this service. The initial year of storage and upkeep costs $250 and each year after that costs $200. You may have to pay more, like a fee to set up an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase valuable metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account without talking to a person The company will give you access to a large knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the form online and select the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules of your company then share your financial records. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to put funds into your account. A expert in rolling money into an gold IRA can assist you with this.
You can purchase valuable metals and choose a safe place to store them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, many people have started putting gold, silver and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to fund and take care of these individual retirement accounts. Many companies place customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out whether it’s a good idea for you.