A precious metals IRA that is also called a gold-backed IRA can help protect your investment from the volatility of markets as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from traditional investments like stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the most beneficial. We looked at every gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they charge, the storage options they provide as well as their customer service and their image.
Goldco is the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
The company also sells gold and silver directly to its customers. You can also invest your retirement savings or money from other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be purchased. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the top companies to buy silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can call the number on the website anytime to speak to an agent.
If you’re interested in learning more about buying gold before taking the step, you can ask the business for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and clear pricing among other things. To make sure your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market changes and make it easier to be aware of what you should expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and hold services.
When you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items as well as other. You can buy these metals by themselves or use them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase was successful once they have done so.
Find a storage solution for your items. Your specialist will guide you through the different methods to organize your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a wide range of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains many free information on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring money to your Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how these IRAs work and what kinds are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to clients and giving them the tools they need to make informed financial decisions. On its website, the company has a full learning center to help with the buying process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can help you answer any questions that you might have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must select a gold investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80-$200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and wish to put a large portion of their money into a gold IRA, since it gives savings for big investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real time through the site, so you can easily assess the benefits, risks, and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have had this experience before. First year storage and maintenance costs $250 and each year after that costs $200. You might have to pay a little more like a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the best gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and need easy access to good training tools.
The application process is simple without talking to a person The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the form online and choose the account manager you want. You can complete this initial step on your own with AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of your company and then share your financial documents. You may need to provide different papers about your IRA or taxes.
Select the method you prefer to deposit money in your account. An expert in rolling money over into an gold IRA will help you do this.
You can buy valuable metals and choose a safe place to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites leave great feedback on gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you need a diversified collection of investments. Due to this, a lot of people are placing silver, gold and other precious metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many companies put customers in touch with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out if it makes sense for you.