A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market as well as protect you against inflation. Also, valuable metals like gold and silver are very different from standard assets like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the best value. We looked at every gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they impose, the storage options they offer and their customer service and their image.
Goldco is one of the most reputable and most reliable company overall for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the funds in your account to an precious metals IRA.
The company also sells gold and silver directly to its customers. You can also invest your retirement savings or other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your current savings account to your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be bought. They’re pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the best companies that offer gold IRAs.
One of the best companies to purchase silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can dial the number on the website anytime to speak to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step you can contact the firm for a free guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to anticipate what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours about how to do the tax-free move. The money could take as long as five days to be moved.
You can purchase valuable metals and let Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase was successful once they have done so.
Choose a way to store your items. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide range of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. This firm also runs a website with many free information on investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds into the Augusta account and then select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA and how they work and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to clients and giving them the tools they need to make good financial choices. On its website, the company provides a complete learning center to assist buyers.
This study area includes many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you may have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good decision, so you must choose a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the form online to get a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and would like to invest a significant portion of their money into an investment in gold IRA, since it gives savings for large investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold is updated in real-time through the site, so you can easily see the risks, benefits, and costs associated with your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended for those who have previously had this service. First year storage and maintenance costs $250 and every year thereafter costs $200. There may be a need to shell out more like the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase valuable metals and choose how you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone The company will give access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold, you need to complete the following steps:
Fill out the online form and select the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and policies of the company, and then share your financial records. You may need to provide different papers about your IRA or taxes.
Choose the method you wish to put funds into your account. A professional who has experience in rolling money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe place to store them. As the last step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites give great review of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and market crashes, you require a variety of investments. Due to this, many people are placing silver, gold, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these retirement accounts for individuals. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to see if it makes sense for you.