A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and safeguard you against inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the best value. We analyzed each gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they impose, their storage choices they offer and their customer service and even their reputation.
Goldco is one of the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money that is in the account to an precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings as well as money from other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can also be bought. They are pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit has written and spoken information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies for buying in silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they’re doing. You can call the number on the website anytime to speak to your representative.
If you want to learn more about purchasing gold prior to taking the next step you can contact the firm for a complimentary guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a specialist, pay a flat fee, guarantee your purchase up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful support teams, and clear prices as well as other aspects. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easier to know the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to complete the tax-free move. It could take up to five days for the money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals from this company is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products, among others. You can purchase these metals by themselves or use them to put money into a precious metals IRA.
This company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these five steps:
Set up your account and choose the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your things. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company sells a wide selection of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website that contains a lot of free information about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer funds into your Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA and learn how they function and what types are available and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its customers and giving them the tools needed to make sound financial decisions. On its website, the company has a complete learning center to aid buyers in the purchasing process.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a big choice, so you should choose a precious metals investment firm that places the reviews of its clients and its accreditations for affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 a year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Many sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their money into a gold IRA as it offers savings for large investments, but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real time on their website, which means you can easily assess the risks, benefits, and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended to go with buyers who have previously had this service. First year storage and maintenance costs $250 and each year thereafter costs $200. You may have to shell out more for instance, the cost to open an account.
To begin with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and would like to have easy access to quality training tools.
You can apply for an account without talking to anyone, and the company gives you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with the A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and clear pricing throughout your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form and select the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then provide your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to put funds into your account. A expert in rolling money into a gold IRA will help you do this.
You can purchase valuable metals and choose a safe storage space for them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you require a variety of investments. This is why many people have started investing in silver, gold and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to fund and take care of these individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it is a good idea for you.