A precious metals IRA, which is also called a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you against inflation. Additionally, precious metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the best value. We analyzed each gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, the storage options they offer and their customer service as well as their appearance.
Goldco is among the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of different retirement accounts by shifting them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to transfer the money in your account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can invest your retirement savings as well as other savings accounts in real gold and silver.
If you are looking to open an precious metals IRA through Goldco, move or rollover your savings from your current savings account into your new IRA. Goldco makes it simple and easy for customers to do this by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be bought. These bars are pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with information. The kit includes a written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the top companies for buying in gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they’re doing. You can call the number on the website anytime to speak to an agent.
If you want to learn more about buying gold before taking the step you can contact the business for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and clear prices, among other things. To make sure your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easier to be aware of what to expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and let Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one assistance from experts for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals through this company will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products in addition to other. You can purchase these precious metals on their own or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these five steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful when they have confirmed it.
Find a method to store your items. Your Specialist will show you the different ways to store your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. Contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company offers a wide variety of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash payments for gold and silver. The business also offers a site with lots of information for free regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users to set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating for over 30 years and handled more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move funds into the Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA and learn how they work and what types are available, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company offers a broad selection of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to customers and providing them with the tools they need to make good financial choices. The company’s website offers a complete learning center to assist buyers.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a great option, so it is important to choose a precious metals investment firm that places the reviews of its clients and its accreditations for affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80 to $200 a year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of valuable metals to choose from.
A number of sources gave it five stars.
Access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and wish to put a large portion of their money into a gold IRA as it offers savings for big investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold fluctuates in real time through the site, so you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have done this before. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You may have to shell out more like a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to start.
Contact a customer service worker to get your account started or transfer of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and would like to have easy access to good training tools.
The application process is simple without speaking to anyone and the company provides you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the online form, and select the account manager you would like to work with. You can do this first step on your own with AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, then share your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the method you wish to transfer funds into your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling the property, the buy-back program makes it simple.
A guide for investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all websites give excellent reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are now putting gold, silver and other precious metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to set up and manage these individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it you should consult your financial advisor to determine if it makes sense for you.