A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and protect your investment from inflation. Also, valuable metals like silver and gold are different from standard investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to see what precious metal IRA accounts are the best value. We analyzed each gold IRA company below, based on a variety of things, such as the valuable metals they offer, the fees they impose, the storage choices they offer as well as their customer service as well as their appearance.
Goldco is the most trusted and most reliable company when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of various retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
The company also sells silver and gold directly to customers. You can invest your retirement savings, or other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account to your new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be purchased. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has a written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn how they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about buying in gold before taking the step to buy it, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case you can seek advice from a specialist, pay a flat fee, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable support teams, and transparent prices among other things. To make sure your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market trends and allow you to know what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA for free if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to put money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow the following steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your belongings. Your specialist will guide you through the various ways to store your things. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a wide selection of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This business also offers a site that contains lots of information for free on the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring money into your Augusta account and select the silver and gold items you wish to purchase. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA and how they work and what types are available and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to customers and providing them with the tools needed to make informed financial decisions. The company’s website offers a complete learning center to help with the buying process.
This study area includes many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you might have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a big option, so it is important to select a gold investment firm that places the reviews of its clients and its accreditations for affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 a year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their assets into an investment in gold IRA which offers savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices is updated in real time on the website, so you can easily assess the risks, benefits and costs of your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have previously had this service. First year storage and upkeep costs $250 and each year following that is $200. There may be a need to pay a little more like an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a customer service representative to get your account started or movement of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to high-quality training tools.
The application process is simple without speaking to a person The company will give you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold you must follow these steps:
Fill out the online form, and select the account manager you want. You can complete the first step by yourself using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies of your company and then share your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to put funds into your account. A expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all sites give excellent reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, a lot of people are now investing in silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to manage and fund these individual retirement accounts. Many businesses put customers in touch with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to find out whether it is a good idea for you.