A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect you against inflation. Additionally, precious metals like silver and gold are different from standard assets like bonds and stocks which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the best deal. We analyzed each gold IRA company below based upon a range of things, such as the quality of the metals they offer, the fees they impose, their storage choices they provide, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
The company also sells silver and gold directly to customers. You can put your retirement savings, or other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it easy and easy for customers to do this by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit has a written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy gold, silver as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can keep them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out what they are doing. You can dial the number on the website at any time to talk to your agent.
If you’d like to know more about buying in gold prior to making the move to buy it, you can ask the company for a complimentary guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking charge of your money.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and clear prices, among other things. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to anticipate what you should expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and allow Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts for gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products in addition to other. You can purchase these precious metals on their own, or use them to put money into a precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Create your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the highest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your items. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a wide range of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash payments for silver and gold. This business also offers a site with lots of information for free on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money to your Augusta account and select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and learn how these IRAs work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to its customers and giving them the tools they require to make good financial choices. The company’s website offers a complete learning center to assist buyers.
This study area includes several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. This person can help you answer any questions that you might have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a good choice, so you should select a precious metals investment firm that values the reviews of its clients and the accreditations of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the form online to get an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and would like to invest a significant portion of their wealth into a gold IRA as it offers savings for big investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real time through the site, so you can easily assess the risks, benefits and costs of purchasing. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year following that is $200. You may have to shell out more for instance, a fee to set up an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a service representative to get your account started or to transfer funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and need easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person and the company provides you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Complete the online form, and select the account manager you want. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies of the company, and then provide your financial documents. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure place to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you need a diversified collection of investments. Due to this, many people are placing silver, gold, and other valuable metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, transfer the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to set up and manage these retirement accounts for individuals. Many companies put customers in touch with account representatives who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see whether it is a good idea for you.