A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and safeguard you against inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks, which makes them a good way to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they charge, the storage choices they provide, their customer service, as well as their appearance.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by transferring them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to its customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit has written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is one of the best companies to offer gold IRAs.
One of the best companies for buying in silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver products that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they’re doing. You can dial the number on the website anytime to speak to your representative.
If you’d like to know more about buying in gold prior to making the move, you can ask the company for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount, guarantee your purchase up to 24 hours and avoid fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and clear prices as well as other aspects. To ensure that your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to know the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA for free if you spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items in addition to other. You can purchase these metals by themselves or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through when they have confirmed it.
Find a method to store your belongings. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can call your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide variety of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
Here are a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for silver and gold. The firm also runs a website with a lot of free information on the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They have been in business for over 30 years and managed more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer funds into your Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and learn how these IRAs work and what types are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to customers and giving them the tools they require to make good financial choices. On their website, the business provides a full learning center to aid buyers in the purchasing process.
This study area has a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80-$200 per year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their money into a gold IRA as it offers savings for big investments but lacks many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices is updated in real time on the website, so you can easily assess the benefits, risks, and costs associated with your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have previously had this service. First year storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to shell out more for instance, an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and choose how you want to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to quality training tools.
It is possible to apply for an account without talking to a person, and the company gives you access to a large knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Complete the form online and choose the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the policies and rules of your company then share your financial records. You may need to show different papers about your IRA or taxes.
Choose the way you want to put money into your account. A professional who has experience in rolling over money into an gold IRA will assist you in doing this.
You can buy valuable metals and select a secure location to store them. In the final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why many people are now placing silver, gold, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, move the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to manage and fund these retirement accounts for individuals. Many companies place customers in touch with account reps who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to find out whether it is a good idea for you.
Precious Metals IRA Previous Post