A precious metals IRA, which is also known as a gold-backed IRA, can help protect your investment from the volatility of markets and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like stocks and bonds which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the best value. We evaluated each gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they charge, the storage options they offer, their customer service, and even their reputation.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by shifting them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to move the money from your account into a precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes information. The kit includes a written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the top companies to buy silver, gold, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to keep them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out how they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you want to learn more about buying in gold prior to taking the next step you can contact the business for a free guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In that case, you can get help from a specialized expert and pay a flat amount, guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and clear prices among other things. To make sure your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easier to know what to expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
When you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros for gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products in addition to other. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these steps:
Set up your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your things. Your specialist will guide you through the various methods to organize your belongings. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can call your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a wide selection of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. The business also offers a site with a lot of free information on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money to your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and learn how they function, what kinds are offered and the reasons they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools needed to make good financial choices. The company’s website has a complete learning center to assist buyers.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big decision, so you must select a gold investment company that puts the reviews of its clients and its accreditations for affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to expert advice
There are a lot of training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and wish to invest a significant portion of their money into a gold IRA, since it gives savings for big investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real-time through the site, so you can easily assess the risks, benefits and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The initial year of storage and upkeep costs $250, and each year after that costs $200. You may have to shell out more such as a fee to set up an account.
To start your journey with Patriot Gold Group, you need to do the following:
Complete the online application form to start.
Contact a service representative to start your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to a person, and the company gives you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to do the following:
Complete the form online and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold or contact the customer service team for personalized assistance.
Accept the policies and rules of your company and then share your financial records. You may be required to present different documents about your IRA or taxes.
Select the method you prefer to put money in your account. A expert in rolling money into a gold IRA will help you do this.
You can purchase precious metals and choose a safe location to store them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready for selling the property, the buy-back program simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw cash
Customers on all sites leave great reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are placing silver, gold, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies we have listed help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to manage and fund these individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it is a good idea for you.