A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks which makes them a good option to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they impose, the storage options they provide as well as their customer service and their image.
Goldco is the most reputable and most reliable company when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in various retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to move the money that is in the account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be bought. These bars are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the best companies to purchase gold, silver and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they are doing. You can dial the number on the website at any time to talk to your agent.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking control of your money.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices as well as other aspects. To ensure that your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to know what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open an rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person in charge of your IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying in rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products as well as other. You can purchase these metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Create your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase went through after they have completed the transaction.
Find a method to store your items. Your expert will help you understand the various options for storing your things. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. The firm also runs a website with lots of information for free about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money into the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how they function, what kinds are offered and the reasons they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and giving them the tools needed to make sound financial decisions. On their website, the business provides an entire learning center that can assist buyers.
This study area has many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. This person can answer any questions you might have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a good option, so it is important to select a gold investment firm that places the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and wish to put a large portion of their wealth into an investment in gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real-time through the site, which means you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. The initial year of storage and upkeep costs $250 and each year after that costs $200. You might have to pay a little more for instance, a fee to set up an account.
To start your journey with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to start.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
The application process is simple without talking to anyone, and the company gives you access to a large knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors also have to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the form online and select the account manager you would like to work with. You can complete this initial step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then provide your financial documents. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to put funds into your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and select a secure place to store them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions on how to withdraw cash
Customers on all sites leave excellent review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. This is why many people have started putting gold, silver and other precious metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to set up and manage these retirement accounts for individuals. Many companies put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to determine whether it is a good idea for you.