A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds which makes them a great option to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the best value. We evaluated every gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they impose, their storage options they provide and their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to transfer the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings or other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be bought. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with information. The kit includes written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the top companies for buying in silver, gold, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they are doing. You can dial the number on the company’s website at any time to talk to your agent.
If you’d like to know more about purchasing gold prior to making the move, you can ask the firm for a free guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and clear pricing as well as other aspects. To make sure your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easier to be aware of what to expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals, and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
When you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items, among others. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these steps:
Create your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your items. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Check how you IRA is going. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide variety of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains a lot of free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. You just need to move funds into your Augusta account and then select the silver and gold products you want to buy. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA You can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA, how they work, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and giving them the tools needed to make sound financial decisions. The company’s website offers a full learning center to assist buyers.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. This person can help you answer any questions that you may have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a big option, so it is important to select a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 a year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Several sources have rated it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and would like to put a big chunk of their money into an investment in gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold is updated in real time through the site, which means you can easily assess the risks, benefits, and costs of your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is best for buyers who have done this before. The first year of storage and maintenance costs $250 and every year following that is $200. You may have to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and pick the way you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to quality training tools.
You can apply for an account with no need to talk to anyone, and the company gives you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance and clear pricing in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the form online and choose the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of the company, and then provide your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Choose the method you wish to put funds into your account. A professional who has experience in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure location to store them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you need a diversified collection of investments. This is why many people are placing silver, gold, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to manage and fund these retirement accounts for individuals. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it You should speak to your financial advisor to see whether it is a good idea for you.