A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals like silver and gold are different from standard investments like stocks and bonds and bonds, which makes them a good option to diversify.
We looked at the best gold IRA companies to see what precious metal IRA accounts offer the best value. We evaluated each gold IRA company below based upon a range of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they offer, their customer service, and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings, or money from other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your current savings account to the new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be bought. They’re pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you have to sell the valuable metals in your account, Goldco will purchase these back for the best buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies to purchase gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they’re doing. You can dial the number on the website anytime to speak to your agent.
If you’d like to know more about purchasing gold before taking the step, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market trends and make it easier to know the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products, among others. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your items. Your expert will help you understand the various ways to store your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company sells a wide range of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. The business also offers a site with many free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move money to your Augusta account and choose the gold and silver goods you want to buy. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA and learn how these IRAs work and what types are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and giving them the tools they need to make sound financial decisions. The company’s website offers a complete learning center to help with the buying process.
This study area includes several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you might have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that places the reviews of its customers and the accreditations of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Many sources have rated it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and want to put a big chunk of their money into an investment in gold IRA which offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real time on the website, which means you can easily see the risks, benefits, and costs associated with your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have done this before. The first year of storage and upkeep costs $250, and each year following that is $200. You might have to pay more, like the cost to open an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application form to start.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account with no need to talk to anyone, and the company gives you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and clear pricing throughout your interactions with the company.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must follow these steps:
Complete the online form and choose the account manager you want. You can complete the first step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and policies of your company and then share your financial records. You may need to provide different documents about your IRA or taxes.
Choose the method you wish to transfer funds into your account. A professional who has experience in rolling money over into an gold IRA can assist you with this.
You can purchase precious metals and choose a safe place to store them. As a final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people have started putting gold, silver, and other valuable metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to manage and fund these individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to diversify it you should consult your financial adviser first to find out whether it is a good idea for you.