A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility as well as protect you from inflation. Also, valuable metals like gold and silver are very different from the standard assets like bonds and stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the best value. We analyzed every gold IRA company below based upon a range of things, such as the valuable metals they offer as well as the costs they charge, the storage choices they provide as well as their customer service and their image.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of various retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to transfer the funds that is in the account to a precious metals IRA.
The company also sells silver and gold directly to customers. You can also invest your retirement savings, or money from other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over your savings from your current savings account into your new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be bought. These bars are pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the precious metals that are in your account, Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has written spoken, spoken, and a visual information on investing in rare metals.
We believe that overall Goldco is one of the best companies that provide gold IRAs.
One of the top companies to buy gold, silver, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to keep them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they’re doing. You can call the number on the website at any time to talk to your agent.
If you want to learn more about buying in gold before taking the step you can contact the business for a complimentary guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices, among other things. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easy to know what to expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling out an online form which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods, among others. You can buy these metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that the purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the various ways to store your items. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company offers a wide selection of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This company also has a website with a lot of free information regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring funds into your Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and learn how they function and what kinds are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and giving them the tools they need to make informed financial decisions. On its website, the company offers an entire learning center that can assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a good decision, so you must select a gold investment firm that values the reviews of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and would like to put a large portion of their assets into an investment in gold IRA which offers savings for large investments, but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold is updated in real-time on the website, which means you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have done this before. The first year of storage and maintenance costs $250 and every year following that is $200. You may have to pay more, such as the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Complete the online account application to start.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase precious metals and decide how you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to high-quality training tools.
The application process is simple with no need to talk to a person and the company provides you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with the A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold, you need to do the following:
Complete the form online and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules that the business follows, and then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. A expert in rolling money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe place to store them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme makes it simple.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites leave excellent reviews of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are investing in silver, gold and other precious metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to set up and manage the individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to determine if it makes sense for you.