A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We looked at every gold IRA company below based on a number of things, such as the precious metals they provide and the charges they impose, the storage options they offer, their customer service, and their image.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of various retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings or other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your savings account into your new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the top companies for buying in silver, gold and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can store them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investment and find out what they are doing. You can call the number on the website at any time to talk to your representative.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this case you will be able to get assistance from a personal expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid charges for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly support teams, and clear prices, among other things. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect market trends and allow you to know what you should expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then let Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these steps:
Set up your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the highest tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the different ways to store your things. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from them. The company offers a broad range of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
Here are a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The company also has a website that contains lots of information for free regarding the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business for over 30 years and handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring funds to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer money into a precious metal IRA and learn how these IRAs work, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and providing them with the tools they need to make informed financial decisions. The company’s website provides a full learning center to assist buyers.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to select a gold investment firm that places the opinions of its clients and the accreditations of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
Several sources have rated it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and want to invest a significant portion of their wealth into a gold IRA which offers savings for big investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real time on their website, which means you can easily see the risks, benefits, and costs of your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is best for buyers who have done this before. First year storage and maintenance costs $250 and every year after that costs $200. You might have to pay a little more such as a fee to set up an account.
To begin working with Patriot Gold Group, you need to do the following:
Complete the online account application to begin.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without speaking to a person The company will give you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
More than 700 users have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100-$150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the form online and choose the account manager you want. You can complete the first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to deposit money in your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can purchase precious metals and select a secure location to store them. As a final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all websites give glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people are putting gold, silver, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage the individual retirement accounts. Many businesses put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine whether it’s a good idea for you.