A precious metals IRA that is also known as a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard your investment from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like bonds and stocks and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts offer the best deal. We looked at each gold IRA company below based on a number of factors, including the quality of the metals they offer, the fees they impose, their storage choices they provide, their customer service, and even their reputation.
Goldco is the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
This business also sells silver and gold directly to clients. You can put your retirement savings, or money from other savings accounts into real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be bought. These bars are as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies to buy gold, silver and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can call the number on the website anytime to speak to your agent.
If you’d like to know more about purchasing gold before taking the step to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take charge of your money.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a personal expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear pricing among other things. To make sure your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and allow you to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can purchase these metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that your purchase was successful when they have confirmed it.
Find a method to store your items. Your specialist will guide you through the different ways to store your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can call your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company sells a wide range of gold and silver coins OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for silver and gold. This company also has a website with a lot of free information regarding investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into the Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and how these IRAs work, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to clients and providing them with the tools they need to make sound financial decisions. The company’s website has a full learning center to aid buyers in the purchasing process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good choice, so you should choose a precious metals investment company that puts the reviews of its customers and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the form online to get an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and want to put a large portion of their wealth into a gold IRA which offers savings for large investments but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold is updated in real time through the site, which means you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have previously had this service. First year storage and maintenance costs $250 and each year thereafter costs $200. You might have to pay a little more like the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to begin.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase precious metals and choose how you want to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without talking to anyone The company will give you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ grade.
Over 700 customers have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must follow these steps:
Complete the form online and select the account manager you want. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to show different documents about your IRA or tax obligations.
Choose the way you want to transfer money in your account. An expert in rolling money into an gold IRA can assist you with this.
You can purchase valuable metals and choose a safe storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all websites give glowing reviews of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. This is why many people are investing in silver, gold, and other valuable metals into their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it you should consult your financial advisor to determine if it makes sense for you.