A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your savings from market volatility and safeguard you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds, which makes them a good way to diversify.
We looked at the best gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We looked at each gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they charge, the storage options they provide as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in different retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your savings account to your new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be bought. These bars are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you have to sell the valuable metals that are in your account, Goldco will purchase them back at the highest buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the best companies for buying in gold, silver and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they are doing. You can call the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking control of your savings.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly assistance teams and clear pricing, among other things. To make sure your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easier to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals, and then allow Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items as well as other. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings to an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your Specialist will show you the various methods to organize your belongings. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company sells a wide range of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website with lots of information for free about investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds into your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and learn how these IRAs work and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to customers and giving them the tools they require to make sound financial decisions. On their website, the business has a full learning center to help with the buying process.
This study area has several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a good choice, so you should choose a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to receive personalized advice or create an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their assets into an investment in gold IRA, since it gives savings for big investments but lacks many tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold changes in real time through the site, so you can easily assess the risks, benefits, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is best for buyers who have previously had this service. First year storage and maintenance costs $250 and every year after that costs $200. You may have to shell out more such as an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application form to begin.
Contact a customer service representative to get your account started or movement of funds.
You can buy valuable metals and decide how you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to good training tools.
The application process is simple without speaking to anyone, and the company gives you access to a huge knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form and select the account manager you’d like to choose. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies of your company and then share your financial records. You may need to show different documents about your IRA or taxes.
Select the method you prefer to transfer money into your account. An expert in rolling over money into an gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. Because of this, many people have started placing silver, gold, and other valuable metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to manage and fund these individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see whether it’s a good idea for you.