A precious metals IRA that is also known as a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals like gold and silver are very different from standard investments like stocks and bonds, which makes them a good option to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts offer the best value. We analyzed every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, their storage choices they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. This company is the leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by moving them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to move the money from your account into an precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be purchased. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they’re doing. You can dial the number on the company’s website at any time to talk to your agent.
If you want to learn more about purchasing gold prior to taking the next step you can contact the company for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take charge of your money.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid charges if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear prices, among other things. To ensure that your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to know what you should expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free setup and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products as well as other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that your purchase went through when they have confirmed it.
Find a method to store your items. Your expert will help you understand the various methods to organize your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. Contact your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company offers a wide selection of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This company also has a website that contains lots of information for free regarding the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. All you have to do is transfer funds into the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA, how these IRAs work and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to customers and giving them the tools they need to make informed financial decisions. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. This person can help you answer any questions that you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big decision, so you must choose a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and want to put a large portion of their assets into an investment in gold IRA, since it gives savings for big investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold changes in real time on their website, which means you can easily see the risks, benefits, and costs of purchasing. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to pay more, like the cost to open an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase precious metals and pick the way you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to high-quality training tools.
You can apply for an account without speaking to anyone and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must do the following:
Complete the online form, and choose the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and policies of your company and then provide your financial records. You may need to provide different documents about your IRA or tax obligations.
Select the method you prefer to put money into your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure place to store them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites give excellent review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. This is why a lot of people have started putting gold, silver and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage these individual retirement accounts. Many companies put clients in contact with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it’s a good idea for you.