A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks and bonds, which makes them a great option to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts offer the best value. We evaluated each gold IRA company below based upon a range of things, such as the quality of the metals they offer, the fees they charge, the storage choices they offer and their customer service and their image.
Goldco is one of the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can also invest your retirement savings as well as other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your savings account to your new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you have to sell the valuable metals in your account Goldco will buy them back at the best price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the top companies to purchase gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they’re doing. You can call the number on the company’s website at any time to talk to an agent.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialist, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful assistance teams and clear prices, among other things. To ensure that your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to know what to expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
When you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying in rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through when they have confirmed it.
Choose a way to store your things. Your Specialist will show you the various ways to store your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can call your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a broad range of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This business also offers a site that contains many free information about the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring funds into your Augusta account and choose the silver and gold products you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA, how they work and what types are available and the reasons they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its customers and giving them the tools they require to make informed financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area includes many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can answer any questions you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a big decision, so you must select a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
Many sources have rated it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their wealth into a gold IRA as it offers savings for large investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic gold and silver, and good ways to get help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real time on their website, which means you can easily assess the risks, benefits and costs of your purchase. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250 and each year thereafter costs $200. There may be a need to pay more, for instance, the cost to open an account.
To begin working with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and decide how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without talking to a person The company will give you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ grade.
Over 700 customers have given Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Fill out the online form, and select the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, then share your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to put funds into your account. An expert in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites give glowing review of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you require a variety of investments. This is why a lot of people are now investing in silver, gold and other precious metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to manage and fund these individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it’s a good idea for you.