A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best value. We evaluated each gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, the storage choices they provide, their customer service, and their image.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings or other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Silver and gold bars of various sizes can also be purchased. They’re as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account, Goldco will buy them back at the best buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can store them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can call the number on the website at any time to talk to your representative.
If you’re interested in learning more about buying gold prior to making the move to buy it, you can ask the business for a free guide. This 25-page guide has useful information on how rare metals IRAs can help you take control of the savings you have.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful support teams, and transparent prices among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect changes in the market and allow you to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products as well as other. You can purchase these metals by themselves or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase went through when they have confirmed it.
Choose a way to store your things. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad variety of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. The firm also runs a website that contains many free information on the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds into the Augusta account and select the gold and silver goods you want to buy. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA and how these IRAs work, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and providing them with the tools they require to make informed financial decisions. The company’s website provides a complete learning center to assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. This person can assist you with any queries you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a good choice, so you should choose a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80 to $200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get an individualized advice or to create an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their money into an investment in gold IRA as it offers savings for large investments, but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real-time on the website, which means you can easily assess the risks, benefits and costs of your purchase. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is best for buyers who have done this before. The first year of storage and upkeep costs $250 and every year following that is $200. You might have to pay more, like an amount to establish an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and want easy access to high-quality training tools.
You can apply for an account with no need to talk to anyone and the company provides access to a vast knowledge base with tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and clear pricing throughout your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies of your company and then provide your financial documents. You may be required to present various documents regarding your IRA or taxes.
Select the method you prefer to deposit money into your account. An expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe location to store them. As the last step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites leave glowing review of gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you require a variety of investments. Due to this, a lot of people have started investing in silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor to see whether it’s a good idea for you.
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