A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility as well as protect you against inflation. Additionally, precious metals like gold and silver are very different from traditional assets like stocks and bonds which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they impose, their storage options they offer and their customer service and their image.
Goldco is one of the most trusted and most reliable company for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of various retirement accounts by moving them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to transfer the money that is in the account to an precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings or money from other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be bought. They’re pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes a written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the top companies to buy gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they’re doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you want to learn more about buying in gold prior to making the move you can contact the business for a free guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also learn about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialized expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear pricing among other things. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easy to be aware of what you should expect.
Follow these steps to begin using Lear Capital:
You can create a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Set up and store your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products as well as other. You can purchase these precious metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to move your retirement savings to an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a broad variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for silver and gold. The business also offers a site with a lot of free information about the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring money to your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA, how these IRAs work and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools they require to make good financial choices. On their website, the business offers a complete learning center to aid buyers in the purchasing process.
This study area includes several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a great choice, so you should select a precious metals investment company that puts the reviews of its customers as well as the certifications of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Free access to the advice of experts
There are many training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and would like to invest a significant portion of their money into an investment in gold IRA as it offers savings for large investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time through the site, which means you can easily assess the risks, benefits, and costs associated with your purchase. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250 and each year after that costs $200. You may have to pay a little more such as the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and choose how you want to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and want easy access to good training tools.
The application process is simple without talking to a person The company will give you access to a huge knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form, and choose the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the policies and rules that the business follows, then share your financial records. You may need to show different papers about your IRA or taxes.
Choose the way you want to transfer funds into your account. A expert in rolling over money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe location to store them. As the last step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave glowing reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, you need a diversified collection of investments. This is why many people are now putting gold, silver and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage these individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to find out whether it’s a good idea for you.