A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you from inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based upon a range of things, such as the valuable metals they offer as well as the costs they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is among the most trusted and most reliable company overall for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by moving them to a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This company also sells gold and silver directly to clients. You can put your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you need to sell the precious metals that are in your account, Goldco will purchase these back for the best price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies for buying in silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn what they are doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you want to learn more about buying in gold prior to making the move, you can ask the firm for a free guide. This 25-page guide has useful information about how rare metals IRAs can help you take control of the savings you have.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a specialist, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable help desks, and transparent prices, among other things. To make sure your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market changes and make it easy to be aware of what you should expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person in charge of your IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that purchasing rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items in addition to other. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your specialist will guide you through the different ways to store your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can call your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad variety of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This business also offers a site that contains lots of information for free about investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money into your Augusta account and then select the gold and silver goods you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and how these IRAs work, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide selection of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to customers and providing them with the tools they need to make sound financial decisions. On their website, the business has a full learning center to help with the buying process.
This study area has a number of tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. This person can help you answer any questions that you have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great option, so it is important to select a gold investment firm that values the opinions of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 a year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and would like to put a big chunk of their wealth into a gold IRA as it offers savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real-time on the website, which means you can easily see the benefits, risks, and costs associated with your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended to go with buyers who have had this experience before. The initial year of storage and maintenance costs $250, and each year after that costs $200. You might have to shell out more for instance, a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to start.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and want easy access to quality training tools.
You can apply for an account with no need to talk to a person and the company provides you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form, and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines of the company, and then share your financial documents. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to put money in your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and pick a secure location to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all websites give glowing review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and stock market crashes, you need a diversified collection of investments. Because of this, a lot of people have started putting gold, silver and other precious metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund the individual retirement accounts. Many companies put customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor to see whether it is a good idea for you.