A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and protect you against inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a great option to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below, based on a variety of things, such as the precious metals they provide, the fees they impose, their storage options they provide as well as their customer service and their image.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to transfer the money in your account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings, or money from other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be bought. These bars are pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit contains written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out what they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about buying in gold prior to making the move you can contact the firm for a free guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can help you take charge of your savings.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialized expert or pay a fixed fee and guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable support teams, and transparent prices as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to be aware of what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals through this company is a secure and dependable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods in addition to other. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase went through when they have confirmed it.
Find a method to store your things. Your Specialist will show you the various methods to organize your things. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check what your IRA is going. You can call your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a broad variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for silver and gold. The firm also runs a website with many free information about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money to the Augusta account and then select the silver and gold items you want to buy. Augusta will bring them right to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA, how they function, what kinds are offered and the reasons they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and giving them the tools they need to make good financial choices. On its website, the company offers a full learning center to help with the buying process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to select a gold investment firm that values the reviews of its customers as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the online form to get a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for big investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real-time on their website, which means you are able to easily evaluate the risks, benefits, and costs of purchasing. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended for those who have previously had this service. First year storage and upkeep costs $250 and each year following that is $200. You might have to shell out more for instance, a fee to set up an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to get started.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and pick the way you want to store them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to quality training tools.
You can apply for an account without speaking to anyone, and the company gives you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the online form, and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines of your company and then share your financial records. You may need to show different documents about your IRA or taxes.
Select the method you prefer to put money in your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites give great review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, you need a diversified collection of investments. Due to this, a lot of people are investing in silver, gold, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage these individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see whether it is a good idea for you.