A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like stocks and bonds, which makes them an excellent option to diversify.
We looked at the best gold IRA companies to see what precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they charge, the storage options they provide, their customer service, as well as their appearance.
Goldco is one of the most trusted and best company generally in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to move the money from your account into an precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings or money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be bought. They’re as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy silver, gold and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn what they’re doing. You can call the number listed on the company’s website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to making the move to buy it, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your money.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and not pay fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and transparent prices, among other things. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easier to anticipate what to expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to make the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods, among others. You can purchase these precious metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Create your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your things. Your specialist will guide you through the various ways to store your items. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. You can call your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company offers a wide variety of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website with a lot of free information on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring funds to your Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to an precious metal IRA and how they work and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide range of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and giving them the tools they need to make informed financial decisions. On their website, the business offers a full learning center to aid buyers in the purchasing process.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a big option, so it is important to select a gold investment firm that values the reviews of its clients as well as the certifications of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 a year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the online form to receive an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
Several sources have rated it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and wish to invest a significant portion of their assets into a gold IRA as it offers savings for big investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real-time on the website, which means you can easily assess the risks, benefits, and costs of purchasing. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended for those who have previously had this service. The first year of storage and maintenance costs $250 and each year after that costs $200. There may be a need to pay more, like a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application form to get started.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and need easy access to good training tools.
It is possible to apply for an account without speaking to anyone, and the company gives access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ grade.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must complete the following steps:
Complete the form online and choose the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies of your company and then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to put money in your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure place to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions on how to withdraw funds
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Due to this, many people are now putting gold, silver and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to determine if it makes sense for you.