A precious metals IRA, which is also known as a gold-backed IRA can help protect your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks, which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they charge, the storage options they provide and their customer service and even their reputation.
Goldco is one of the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by shifting them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts in real gold and silver.
If you are looking to open an precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you require to sell the precious metals that are in your account, Goldco will buy them back at the best buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the best companies to buy silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you’d like to know more about buying in gold before taking the step, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take charge of your savings.
You can also find out about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In that case, you can get help from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear pricing among other things. To make sure your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easy to know the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
When you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals through this company will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items in addition to other. You can purchase these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these five steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful once they have done so.
Find a storage solution for your items. Your Specialist will show you the different options for storing your items. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is performing. You can call your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a broad range of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for gold and silver. This business also offers a site that contains many free information regarding the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move funds into your Augusta account and choose the silver and gold products you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA, how they function and what types are available and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide variety of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools they need to make informed financial decisions. On their website, the business has an entire learning center that can assist buyers.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a great decision, so you must choose a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the form online to receive a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and wish to invest a significant portion of their money into an investment in gold IRA as it offers savings for large investments, but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices changes in real-time on their website, which means you can easily assess the risks, benefits and costs of your purchase. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended to go with buyers who have done this before. The initial year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to pay more, for instance, an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and choose how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and want easy access to high-quality training tools.
The application process is simple without speaking to a person, and the company gives you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Fill out the online form and choose the account manager you want. You can do this first step on your own with AdvantageGold or contact the customer support team for personalized assistance.
Accept the policies and rules of your company then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to put money into your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure place to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all websites give glowing feedback on gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. This is why a lot of people are investing in silver, gold and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to manage and fund these individual retirement accounts. Many companies place customers in touch with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it is a good idea for you.