A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide and the charges they charge, the storage choices they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets of different retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds that is in the account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can put your retirement savings as well as money from other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be purchased. They’re pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken guide to investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the best companies for buying in silver, gold as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they’re doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to making the move you can contact the business for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear prices among other things. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easier to be aware of what to expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase precious metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying in rare metals through this company is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items, among others. You can purchase these metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your expert will help you understand the different methods to organize your items. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can call your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide selection of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for gold and silver. This firm also runs a website with many free information about the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users to set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money to the Augusta account and choose the silver and gold items you want to buy. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA and how they function, what kinds are offered and the reasons they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad range of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and providing them with the tools they need to make good financial choices. On their website, the business offers a full learning center to help with the buying process.
This study area comes with several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a great option, so it is important to choose a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80-$200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and would like to invest a significant portion of their wealth into an investment in gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices is updated in real time on their website, which means you can easily see the benefits, risks, and costs of purchasing. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to pay more, like a fee to set up an account.
To start your journey with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to begin.
Contact a service representative to start your account restart or transfer of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and need easy access to good training tools.
It is possible to apply for an account without speaking to anyone and the company provides access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form, and choose the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines that the business follows, and then share your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the way you want to transfer funds into your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure storage space for them. As the last step, you must complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites give excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To guard yourself against inflation and possible stock market crashes, it is important to need a diversified collection of investments. Because of this, many people are now placing silver, gold and other precious metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of the individual retirement accounts. Many companies put clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see whether it’s a good idea for you.