A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility and protect you from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they impose, their storage options they offer, their customer service, as well as their appearance.
Goldco is among the most trusted and most reliable company for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in a variety of retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to your new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can be bought. They are pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will buy them back at the most competitive buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit contains a written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the top companies for buying in gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn what they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking control of your money.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case you will be able to get assistance from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear pricing among other things. To ensure that your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect market trends and allow you to know what to expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase precious metals and allow Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products as well as other. You can purchase these precious metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow the following steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase was successful when they have confirmed it.
Find a method to store your things. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company offers a broad range of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for gold and silver. The company also has a website with lots of information for free about investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring funds into the Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA, how they work, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools they need to make informed financial decisions. The company’s website provides an entire learning center that can assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a good option, so it is important to select a gold investment firm that values the reviews of its customers and the accreditations of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80-$200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their wealth into a gold IRA, since it gives savings for big investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices is updated in real time on the website, so you can easily assess the benefits, risks, and costs associated with your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year after that costs $200. You might have to shell out more like an amount to establish an account.
To begin with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple without talking to anyone, and the company gives access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and transparent prices throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form, and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to put money in your account. An expert in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe place to store them. As a final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all websites give great review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential market crashes, you require a variety of investments. Because of this, many people have started investing in silver, gold and other precious metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to set up and manage these individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine whether it is a good idea for you.