A precious metals IRA, which is also known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like stocks and bonds which makes them a good way to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the best value. We looked at each gold IRA company below, based on a variety of factors, including the precious metals they provide and the charges they charge, the storage choices they provide and their customer service as well as their appearance.
Goldco is the most reputable and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of a variety of retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to move the money in your account to an precious metals IRA.
The company also sells gold and silver directly to customers. You can put your retirement savings or money from other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your savings account into your new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be purchased. They are pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit contains a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the best companies to purchase gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investments and find out what they’re doing. You can call the number on the website at any time to talk to your agent.
If you’d like to know more about buying in gold prior to making the move to buy it, you can ask the firm for a free guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case, you can get help from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and clear prices among other things. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect market trends and make it easy to be aware of what you should expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then allow Lear Capital ship them to a safe place where they will be fully insured.
Set up and store your IRA for free if you invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and holding services.
If you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products, among others. You can purchase these precious metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your items. Your specialist will guide you through the different methods to organize your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. Contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company offers a wide variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This business also offers a site that contains many free information on investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds to the Augusta account and select the silver and gold items you want to buy. Augusta will deliver them to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA and how they work and what types are available and the reasons they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad range of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and providing them with the tools needed to make good financial choices. On their website, the business offers a full learning center to aid buyers in the purchasing process.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a great decision, so you must select a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80 to $200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their wealth into a gold IRA which offers savings for large investments, but lacks the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real-time on the website, which means you can easily see the benefits, risks, and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay a little more for instance, the cost to open an account.
To begin with Patriot Gold Group, you must do the following:
Complete the online application form to start.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to good training tools.
It is possible to apply for an account without speaking to anyone and the company provides you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form and select the account manager you’d like to choose. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the policies and rules that the business follows, and then provide your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the method you wish to deposit funds into your account. An expert in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and choose a safe place to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites give great feedback on gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, many people are now putting gold, silver and other precious metals in retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to manage and fund these individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it you should consult your financial adviser first to find out whether it’s a good idea for you.