A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they impose, their storage choices they offer and their customer service and their image.
Goldco is among the most trusted and most reliable company overall when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to move the money in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings or money from other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be purchased. They are pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the precious metals in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the best companies to buy gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of silver and gold goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and learn how they are doing. You can dial the number on the website at any time to talk to an agent.
If you’re interested in learning more about buying gold before taking the step to buy it, you can ask the firm for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly support teams, and clear prices as well as other aspects. To ensure that your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and allow you to be aware of what you should expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to make the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals through this company will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods, among others. You can purchase these precious metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these steps:
Set up your account and select which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful once they have done so.
Find a method to store your belongings. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Check how your IRA is going. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a broad variety of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. This firm also runs a website with lots of information for free regarding investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds into your Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you start these funds. On the Oxford Gold website, you will learn how to transfer money into a precious metal IRA and how these IRAs work and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide selection of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to clients and providing them with the tools they require to make informed financial decisions. On their website, the business offers a full learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a great option, so it is important to select a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80-$200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and wish to put a large portion of their money into an investment in gold IRA which offers savings for big investments but lacks the tools needed to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real time through the site, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended to go with buyers who have had this experience before. First year storage and maintenance costs $250 and every year thereafter costs $200. You may have to shell out more such as a fee to set up an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online account application to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without talking to anyone and the company provides access to a vast knowledge base with tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form, and choose the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold or call the customer service team for personalized help.
Accept the policies and rules of the company, then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to deposit money in your account. A expert in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and select a secure place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw money
Customers on all websites give great reviews of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are now putting gold, silver and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund these retirement accounts for individuals. Many businesses put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to find out whether it is a good idea for you.