A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see what precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they impose, their storage options they provide as well as their customer service and even their reputation.
Goldco is the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the money in your account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it simple and stress-free for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be bought. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they are doing. You can call the number on the website anytime to speak to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step, you can ask the company for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking control of your money.
You can also find out about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you can seek advice from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly assistance teams and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easier to know what you should expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and hold services.
If you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products as well as other. You can buy these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these five steps:
Set up your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your belongings. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. Contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from the company. The company sells a wide selection of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This business also offers a site with many free information regarding the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with people across all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move funds to the Augusta account and select the silver and gold items you’d like to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA and how these IRAs work and what kinds are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to customers and giving them the tools they require to make informed financial decisions. The company’s website offers an entire learning center that can help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a big decision, so you must select a gold investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the form online to get a custom advice or to create an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Several sources have rated it five stars.
Access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a large portion of their money into a gold IRA as it offers savings for large investments but lacks the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold changes in real time through the site, which means you can easily assess the risks, benefits and costs of purchasing. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250 and each year following that is $200. You might have to pay more, like the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online application form to begin.
Contact a service representative to start your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and want easy access to good training tools.
The application process is simple without speaking to anyone and the company provides you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form and choose the account manager you want. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules that the business follows, then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the way you want to transfer money in your account. A professional who has experience in rolling money over into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe location to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give glowing reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Due to this, many people are putting gold, silver, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to set up and manage these retirement accounts for individuals. Many companies place clients in contact with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to determine whether it’s a good idea for you.