A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks, which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to determine which precious metal IRA accounts offer the best value. We looked at every gold IRA company below based upon a range of factors, including the valuable metals they offer as well as the costs they impose, their storage choices they offer, their customer service, and their image.
Goldco is the most reputable and most reliable company for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in a variety of retirement accounts by moving them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to move the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings, or money from other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your assets from your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be bought. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you have to sell the precious metals in your account, Goldco will purchase these back for the best price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can dial the number on the website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to taking the next step you can contact the business for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case, you can get help from a specialist and pay a flat amount, guarantee your purchase up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect changes in the market and allow you to be aware of what you should expect.
Follow these steps to begin using Lear Capital:
You can create a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase went through once they have done so.
Choose a way to store your items. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company sells a wide range of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This business also offers a site that contains a lot of free information about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. All you have to do is transfer money into your Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA and learn how they function and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and giving them the tools they require to make good financial choices. On their website, the business offers a complete learning center to assist buyers.
This study area comes with many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you might have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 a year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are many training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and want to put a big chunk of their wealth into a gold IRA as it offers savings for large investments but lacks many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices changes in real-time on the website, so you can easily assess the risks, benefits, and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is best for buyers who have previously had this service. The first year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to pay more, for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account without talking to anyone The company will give you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and the A+ grade.
Nearly 700 of their customers have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and clear pricing in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold, you need to follow these steps:
Complete the form online and choose the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold or contact the customer support team for personalized help.
Accept the policies and rules of the company, and then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all sites give great reviews of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are putting gold, silver, and other valuable metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage the individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see if it makes sense for you.