A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from standard assets like stocks and bonds, which makes them a great option to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they impose, their storage choices they offer, their customer service, as well as their appearance.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts in actual silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your assets from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you have to sell the precious metals in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit contains written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the top companies to purchase gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can call the number listed on the company’s website anytime to speak to your agent.
If you want to learn more about purchasing gold prior to taking the next step, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can help you take charge of your money.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is compliant with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market changes and make it easy to know the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to do the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods as well as other. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to move your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow the following steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your things. Your specialist will guide you through the different ways to store your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a wide selection of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website with many free information on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move money to your Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into an precious metal IRA and how they function and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and providing them with the tools they require to make good financial choices. On their website, the business offers a full learning center to assist buyers.
This study area includes many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great decision, so you must select a precious metals investment company that puts the reviews of its clients and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources gave it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their money into an investment in gold IRA as it offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real time on the website, which means you can easily assess the benefits, risks, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to shell out more like the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and pick the way you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
The application process is simple with no need to talk to a person and the company provides you access to a large knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Complete the online form and choose the account manager you want. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and policies that the business follows, then share your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the way you want to transfer money in your account. An expert in rolling over money into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe location to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave great feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. This is why a lot of people are now placing silver, gold and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out whether it’s a good idea for you.