A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you from inflation. Also, valuable metals like gold and silver are very different from standard assets like bonds and stocks and bonds, which makes them a great option to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, the storage options they offer and their customer service and even their reputation.
Goldco is the most trusted and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in various retirement accounts by moving them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the funds in your account to an precious metals IRA.
This business also sells silver and gold directly to clients. You can also invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit has a written and spoken guide to investing in rare metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the best companies to purchase silver, gold and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of silver and gold goods that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investment and find out how they are doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you’d like to know more about buying in gold prior to taking the next step, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take control of the savings you have.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case you will be able to get assistance from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and transparent prices as well as other aspects. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easy to know what you should expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to make the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA at no cost if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
When you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products, among others. You can purchase these precious metals on their own, or use them to put money into a precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can call your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide selection of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This business also offers a site that contains many free information about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move money to your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and how they function and what kinds are available, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to customers and providing them with the tools they require to make good financial choices. On their website, the business has an entire learning center that can assist buyers.
This study area includes many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big decision, so you must select a gold investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and platinum in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 a year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to get an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and would like to put a large portion of their wealth into a gold IRA as it offers savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real-time on the website, so you can easily see the benefits, risks, and costs associated with your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250, and each year following that is $200. You may have to pay a little more for instance, the cost to open an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to begin.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to quality training tools.
The application process is simple without talking to anyone and the company provides you access to a huge knowledge base with tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and transparent prices throughout your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold you must complete the following steps:
Complete the online form, and select the account manager you want. You can do this first step on your own using AdvantageGold or contact the customer support team for personalized help.
Accept the policies and rules of the company, then share your financial records. You may need to provide various documents regarding your IRA or taxes.
Select the method you prefer to deposit money in your account. A expert in rolling over money into an gold IRA will help you do this.
You can purchase valuable metals and choose a safe place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites give great review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you should have a diverse portfolio of investments. This is why many people are now investing in silver, gold and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to fund and take care of these individual retirement accounts. Many companies put customers in touch with account representatives who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial adviser first to determine whether it is a good idea for you.