A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility and protect you from inflation. Additionally, precious metals like silver and gold are different from traditional assets like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to determine what precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they impose, the storage choices they provide and their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings as well as other savings accounts in real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your savings from your current savings account into the new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you need to sell the precious metals that are in your account, Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit contains written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that provide gold IRAs.
One of the best companies to buy silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn how they are doing. You can call the number on the company’s website at any time to talk to your representative.
If you’d like to know more about buying in gold before taking the step, you can ask the firm for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In that case you can seek advice from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful help desks, and clear prices as well as other aspects. To make sure your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
When you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that purchasing rare metals from this company is a secure and secure process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods, among others. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these steps:
Create your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful once they have done so.
Find a method to store your items. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company sells a wide selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website with a lot of free information regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. You just need to move money to your Augusta account and select the silver and gold items you wish to purchase. Augusta will deliver them to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA, how they function and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a vast variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and providing them with the tools they require to make informed financial decisions. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. This person can answer any questions you have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good choice, so you should select a gold investment firm that values the opinions of its clients and its accreditations for affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and wish to invest a significant portion of their wealth into a gold IRA, since it gives savings for large investments but lacks many tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real-time on the website, so you can easily see the benefits, risks, and costs associated with your purchase. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250 and every year after that costs $200. You may have to pay a little more such as the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to begin.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase precious metals and decide how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to anyone The company will give you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have given Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold you must complete the following steps:
Fill out the online form, and select the account manager you’d like to choose. You can do this first step on your own with AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of the company, then share your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the method you wish to put funds into your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe location to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all websites give excellent feedback on gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from inflation and possible stock market crashes, it is important to need a diversified collection of investments. Because of this, many people have started putting gold, silver and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage these individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to find out whether it’s a good idea for you.