A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like bonds and stocks, which makes them a great option to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We looked at every gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they impose, their storage options they provide, their customer service, and their image.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by shifting them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to move the money from your account into an precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings as well as money from other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your current savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be purchased. They’re pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the best companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they’re doing. You can call the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying gold before taking the step to buy it, you can ask the company for a no-cost guide. This 25-page guide has useful information on how rare metals IRAs can help you take control of your savings.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case, you can get help from a specialized expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and clear prices, among other things. To ensure that your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market changes and allow you to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that purchasing rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products, among others. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Create your account and select the method of funding it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company offers a wide selection of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for silver and gold. The business also offers a site that contains many free information on investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move money to the Augusta account and choose the gold and silver goods you want to buy. Augusta will deliver them to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA, how they function and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide range of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its clients and giving them the tools needed to make sound financial decisions. The company’s website provides a full learning center to assist buyers.
This study area has several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a good option, so it is important to select a gold investment company that puts the reviews of its customers and its accreditations for affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 a year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the form online to receive personalized advice or create an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage and allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their wealth into a gold IRA which offers savings for large investments, but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as good ways to get help.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real time through the site, so you can easily assess the risks, benefits and costs associated with your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. You might have to shell out more like the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online application form to begin.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can buy valuable metals and choose how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to anyone and the company provides access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices in all your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Complete the form online and choose the account manager you want. You can complete this initial step on your own using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and guidelines of the company, then share your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to deposit money in your account. An expert in rolling money into a gold IRA can assist you with this.
You can buy valuable metals and select a secure location to store them. As a final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. This is why many people are now placing silver, gold, and other valuable metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund the individual retirement accounts. Many companies place customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out whether it is a good idea for you.