A precious metals IRA, which is also called a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals such as silver and gold are different from standard investments like stocks and bonds and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, their storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to move the money in your account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you have to sell the precious metals in your account, Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has a written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the top companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family and is based in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you want to learn more about buying in gold before taking the step you can contact the firm for a free guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking charge of your money.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario, you can get help from a specialist or pay a fixed fee, guarantee your purchase up to 24 hours and not pay fees if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to anticipate the price you can expect.
Follow these steps to begin with Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free set-up and hold services.
If you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products, among others. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is performing. You can call your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company sells a wide selection of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This business also offers a site with a lot of free information on investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring money into the Augusta account and choose the silver and gold items you wish to purchase. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA and learn how they work and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide selection of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to clients and providing them with the tools they require to make informed financial decisions. On its website, the company provides a complete learning center to help with the buying process.
This study area has many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you may have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a big choice, so you should select a gold investment firm that places the opinions of its clients and its accreditations for affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and would like to invest a significant portion of their assets into a gold IRA, since it gives savings for big investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold fluctuates in real time through the site, which means you are able to easily evaluate the risks, benefits, and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and each year following that is $200. You may have to pay a little more like the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to start.
Contact a service representative to get your account started or transfer of funds.
You can purchase precious metals and pick the way you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to good training tools.
The application process is simple without speaking to anyone The company will give you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and an A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form, and select the account manager you would like to work with. You can do this first step by yourself using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the policies and rules of your company and then provide your financial records. You may be required to present different documents about your IRA or tax obligations.
Choose the way you want to transfer money in your account. A professional who has experience in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and select a secure storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites give great review of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, a lot of people are now putting gold, silver and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money from your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many companies place customers in touch with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to find out whether it is a good idea for you.