A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your savings from market volatility and safeguard your investment from inflation. Also, valuable metals like gold and silver are very different from the standard investments like stocks and bonds, which makes them a great way to diversify.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts offer the best value. We evaluated every gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they charge, the storage options they provide as well as their customer service as well as their appearance.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of different retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings as well as money from other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to the new IRA. Goldco makes it easy and painless for customers to do this by walking them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. They’re pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains a written and spoken information on investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the best companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the business for a no-cost guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialist, pay a flat fee and guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear pricing among other things. To ensure that your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easier to be aware of what to expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to complete the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free setup and holding services.
If you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items as well as other. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and choose the method of funding it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful once they have done so.
Choose a way to store your things. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can call your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from the company. The company offers a broad selection of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website with many free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring money into the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA and how they function and what types are available and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to its customers and providing them with the tools needed to make informed financial decisions. The company’s website provides an entire learning center that can assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a great decision, so you must select a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and wish to invest a significant portion of their money into a gold IRA, since it gives savings for large investments but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold changes in real time on their website, which means you can easily assess the risks, benefits, and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have had this experience before. The initial year of storage and maintenance costs $250 and each year following that is $200. You may have to shell out more like an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can buy valuable metals and choose how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of physical gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account with no need to talk to anyone, and the company gives you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies of your company then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to deposit funds into your account. An expert in rolling over money into a gold IRA will help you do this.
You can buy valuable metals and choose a safe storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To protect yourself from inflation and possible market crashes, you need a diversified collection of investments. Due to this, many people are placing silver, gold, and other valuable metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage these retirement accounts for individuals. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to see whether it’s a good idea for you.