A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and protect you against inflation. Additionally, precious metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a good way to diversify.
We looked at the best gold IRA firms to determine the best precious metal IRA accounts offer the best value. We looked at each gold IRA company below based on a number of factors, including the valuable metals they offer as well as the costs they impose, their storage options they offer as well as their customer service and their image.
Goldco is among the most trusted and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by shifting them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to move the money in your account to an precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in real gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. They are as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the valuable metals that are in your account, Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes a written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies to purchase gold, silver and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn how they are doing. You can call the number listed on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying gold prior to taking the next step you can contact the company for a no-cost guide. This guide of 25 pages contains valuable details on how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and clear pricing, among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easy to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that buying rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods, among others. You can purchase these precious metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and decide how you want to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase was successful after they have completed the transaction.
Find a method to store your items. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Find out how your IRA is doing. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from the company. The company offers a broad variety of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. The firm also runs a website with lots of information for free about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money to the Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA and learn how they work, what kinds are offered, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to customers and providing them with the tools they require to make sound financial decisions. On their website, the business provides a full learning center to aid buyers in the purchasing process.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a big choice, so you should choose a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 a year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to receive personalized advice or create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want and allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to expert advice
There are many training tools that can help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a big chunk of their wealth into a gold IRA which offers savings for large investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices fluctuates in real time on the website, so you can easily assess the risks, benefits, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year after that costs $200. There may be a need to pay a little more for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service worker to start your account restart or to transfer funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and need easy access to quality training tools.
The application process is simple without talking to a person, and the company gives access to a vast knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the form online and choose the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company and then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. A professional who has experience in rolling over money into a gold IRA will help you do this.
You can buy valuable metals and choose a safe place to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions on how to withdraw money
Customers on all websites give great feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, many people are placing silver, gold, and other valuable metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to set up and manage these retirement accounts for individuals. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it’s a good idea for you.