A precious metals IRA, which is also known as a gold-backed IRA can help protect your savings from market volatility and protect you against inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA companies to see the best precious metal IRA accounts offer the best deal. We analyzed each gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, their storage options they provide and their customer service and even their reputation.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to transfer the money from your account into a precious metals IRA.
The company also sells gold and silver directly to clients. You can put your retirement savings, or money from other savings accounts in actual silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your assets from your current savings account to your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Silver and gold bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the top companies for buying in gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they’re doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying in gold before taking the step to buy it, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take control of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and transparent prices as well as other aspects. To make sure your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easy to be aware of what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to make the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals and allow Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that purchasing rare metals through this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods, among others. You can purchase these precious metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and decide how you want to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase went through once they have done so.
Find a storage solution for your things. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company sells a wide variety of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. This company also has a website with lots of information for free regarding the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users create precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move funds to the Augusta account and choose the gold and silver goods you want to buy. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA, how they work and what types are available, and why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they need to make sound financial decisions. The company’s website has an entire learning center that can assist buyers.
This study area includes several tools which include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A glossary of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good option, so it is important to select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 a year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are many training tools that can help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and wish to invest a significant portion of their wealth into an investment in gold IRA which offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold is updated in real-time through the site, which means you can easily assess the risks, benefits and costs of purchasing. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is best for buyers who have had this experience before. First year storage and maintenance costs $250 and each year following that is $200. You might have to shell out more such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and choose how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to anyone, and the company gives you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ grade.
Over 700 customers have given Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance and clear pricing throughout your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Complete the online form, and choose the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the policies and rules of your company and then share your financial documents. You may need to provide different papers about your IRA or tax obligations.
Choose the method you wish to transfer money in your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure location to store them. As the last step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. This is why a lot of people have started placing silver, gold and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund these retirement accounts for individuals. Many companies put clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see whether it is a good idea for you.
Precious Metals IRA Previous Post