A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the best value. We evaluated every gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, their storage options they provide as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
The company also sells gold and silver directly to its customers. You can invest your retirement savings or other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your savings account into the new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be purchased. These bars are pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you have to sell the precious metals in your account Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’re interested in learning more about purchasing gold prior to making the move, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking control of your savings.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert or pay a fixed fee and guarantee your purchase up to 24 hours and not pay fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear pricing among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easy to anticipate what you should expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods, among others. You can buy these metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from the company. The company sells a wide selection of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. The business also offers a site that contains many free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move funds into the Augusta account and select the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and learn how they work and what types are available and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast variety of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to clients and giving them the tools they need to make sound financial decisions. The company’s website offers a full learning center to assist buyers.
This study area has a number of tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment company that puts the reviews of its clients and the accreditations of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and platinum into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and want to put a big chunk of their wealth into an investment in gold IRA which offers savings for large investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold changes in real-time on their website, so you can easily assess the risks, benefits, and costs associated with your purchase. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to pay more, like a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to begin.
Contact a customer service worker to get your account started or transfer of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to high-quality training tools.
The application process is simple without talking to anyone and the company provides you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 and $150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold you must follow these steps:
Complete the online form, and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies of your company then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to put funds into your account. A professional who has experience in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme makes it simple.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you require a variety of investments. This is why a lot of people have started putting gold, silver, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to fund and take care of these individual retirement accounts. Many companies put clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor to determine whether it’s a good idea for you.