A precious metals IRA, which is also called a gold-backed IRA will help safeguard your investment from the volatility of markets and protect you against inflation. Additionally, precious metals such as gold and silver are very different from traditional investments like stocks and bonds which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts are the best deal. We looked at every gold IRA company below based upon a range of factors, including the valuable metals they offer as well as the costs they impose, the storage options they provide as well as their customer service and their image.
Goldco is among the most trusted and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of different retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the funds from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings or other savings accounts into real gold and silver.
If you are looking to open an precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be purchased. They are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that provide gold IRAs.
One of the most trusted companies to purchase gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they’re doing. You can call the number on the company’s website anytime to speak to your agent.
If you’d like to know more about purchasing gold before taking the step to buy it, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking control of your money.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you can seek advice from a specialist, pay a flat fee, guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful support teams, and transparent prices as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easy to be aware of the price you can expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold palladium, and platinum products, among others. You can purchase these metals on their own or use them to put money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings to an precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these five steps:
Set up your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your expert will help you understand the various methods to organize your items. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a wide variety of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for gold and silver. This company also has a website with a lot of free information regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people across all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring funds into the Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and how these IRAs work and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide variety of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to customers and giving them the tools needed to make informed financial decisions. On their website, the business has an entire learning center that can aid buyers in the purchasing process.
This study area has many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you may have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good decision, so you must choose a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals that you can pick from.
A number of sources gave it five stars.
Access to expert advice
There are many training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to invest a significant portion of their wealth into an investment in gold IRA, since it gives savings for large investments, but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real time on the website, so you can easily assess the risks, benefits and costs of your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and each year thereafter costs $200. You may have to pay a little more like a fee to set up an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online account application to start.
Contact a customer service worker to initiate your account restart or movement of funds.
You can purchase precious metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
You can apply for an account with no need to talk to anyone, and the company gives you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must do the following:
Fill out the online form and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then provide your financial records. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to deposit money into your account. An expert in rolling money over into a gold IRA will help you do this.
You can buy valuable metals and pick a secure place to store them. In the final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent feedback on gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential market crashes, you require a variety of investments. This is why a lot of people are now putting gold, silver, and other valuable metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to fund and take care of these individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see if it makes sense for you.