A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds which makes them a good way to diversify.
We looked at the top gold IRA companies to see which precious metal IRA accounts offer the best value. We analyzed each gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, the storage choices they offer, their customer service, as well as their appearance.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the funds in your account to a precious metals IRA.
The company also sells gold and silver directly to its customers. You can put your retirement savings, or money from other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account into the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be purchased. They are pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit has written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies to buy silver, gold, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn what they are doing. You can call the number on the company’s website anytime to speak to your representative.
If you’d like to know more about buying gold prior to taking the next step, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and allow you to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that purchasing rare metals through this company is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items in addition to other. You can purchase these precious metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take the following steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your specialist will guide you through the various methods to organize your belongings. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. Contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company offers a wide selection of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website that contains lots of information for free on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users create precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into the Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA, you can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and how they function, what kinds are offered and the reasons they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast range of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and giving them the tools needed to make sound financial decisions. On its website, the company provides a complete learning center to assist buyers.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you may have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a great decision, so you must choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their money into a gold IRA, since it gives savings for large investments, but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices fluctuates in real time through the site, which means you are able to easily evaluate the benefits, risks, and costs of your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have had this experience before. First year storage and maintenance costs $250 and every year thereafter costs $200. You might have to pay more, for instance, the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to start.
Contact a service representative to start your account restart or movement of funds.
You can purchase precious metals and pick the way you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of gold physical coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without talking to anyone, and the company gives you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and the A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Fill out the online form, and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or call the customer service team for personalized help.
Accept the rules and policies of your company and then provide your financial documents. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to transfer money into your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites leave excellent feedback on gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, a lot of people are investing in silver, gold and other precious metals in retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund these retirement accounts for individuals. Many businesses put clients in contact with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see whether it’s a good idea for you.