A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds which makes them an excellent way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the best deal. We looked at each gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they impose, the storage options they offer, their customer service, and their image.
Goldco is the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in various retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to move the money in your account to an precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be bought. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the valuable metals that are in your account, Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of silver and gold goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about buying in gold before taking the step you can contact the company for a free guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case, you can get help from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly support teams, and clear prices among other things. To ensure that your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easy to know what to expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to do the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals and let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free setup and holding services.
If you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods, among others. You can buy these metals by themselves or use them to put money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these five steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. You can call your Specialist anytime to check your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a wide selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website with many free information regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money to your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA, how these IRAs work and what kinds are available, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to clients and giving them the tools they need to make informed financial decisions. On its website, the company offers a complete learning center to help with the buying process.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a big choice, so you should select a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the form online to receive an individualized advice or to create an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their assets into an investment in gold IRA as it offers savings for big investments but lacks the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real time through the site, so you can easily assess the risks, benefits, and costs associated with your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to shell out more like the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to get started.
Contact a service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and decide how you want to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person The company will give you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form, and choose the account manager you want. You can do this first step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies that the business follows, then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the method you wish to put money into your account. A professional who has experience in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe location to store them. As the last step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, you should have a diverse portfolio of investments. This is why many people have started investing in silver, gold and other precious metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should move the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to fund and take care of the individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to find out if it makes sense for you.