A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your savings from market volatility as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from the standard assets like stocks and bonds which makes them a great way to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they impose, their storage options they provide as well as their customer service as well as their appearance.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by moving them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to move the money from your account into an precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings as well as other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover the assets you have in your savings account into your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Bars of silver and gold in various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals that are in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the best companies to purchase gold, silver as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out what they are doing. You can call the number on the company’s website anytime to speak to an agent.
If you’d like to know more about buying in gold prior to taking the next step, you can ask the business for a no-cost guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking control of your money.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and transparent prices as well as other aspects. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market changes and allow you to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to make the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals and let Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying rare metals through this company will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products as well as other. You can buy these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to move your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow the following steps:
Set up your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful once they have done so.
Find a method to store your belongings. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. You can contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a broad range of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for silver and gold. This firm also runs a website with a lot of free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move money to the Augusta account and select the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide variety of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to customers and providing them with the tools they require to make good financial choices. On its website, the company has an entire learning center that can aid buyers in the purchasing process.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. This person can assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a great choice, so you should select a precious metals investment firm that values the reviews of its customers and the accreditations of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80-$200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the online form to get a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Access to expert advice
There are plenty of training tools to help investors.
When you’re ready for selling, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and wish to put a big chunk of their wealth into an investment in gold IRA as it offers savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic silver and gold and good ways to get help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold fluctuates in real time through the site, so you are able to easily evaluate the risks, benefits, and costs of your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to shell out more like a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to begin.
Contact a customer service representative to initiate your account restart or movement of funds.
You can buy valuable metals and decide how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to a person, and the company gives access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the form online and select the account manager you’d like to choose. You can do this first step on your own with AdvantageGold or call the customer service team for personalized help.
Accept the policies and rules of the company, and then share your financial records. You may need to provide different documents about your IRA or taxes.
Choose the way you want to put funds into your account. A professional who has experience in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe place to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A free guide to investing in gold with your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all websites give glowing review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from inflation and possible stock market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people are now placing silver, gold and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of the individual retirement accounts. Many companies put customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to determine if it makes sense for you.
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