A precious metals IRA, which is also called a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds and bonds, which makes them a good way to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the best value. We evaluated every gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, their storage choices they offer as well as their customer service and even their reputation.
Goldco is the most trusted and best company generally when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to transfer the money that is in the account to a precious metals IRA.
The company also sells gold and silver directly to customers. You can invest your retirement savings or other savings accounts into real gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it simple and easy for customers to do this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the best companies for buying in gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to keep them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about purchasing gold prior to making the move to buy it, you can ask the company for a free guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of the savings you have.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easy to know what to expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
When you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one assistance from experts for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals through this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products as well as other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take the following steps:
Set up your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that the purchase was successful when they have confirmed it.
Find a method to store your items. Your specialist will guide you through the various methods to organize your things. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. Contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a broad range of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The business also offers a site that contains a lot of free information regarding the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move funds into the Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and how they function and what types are available and the reasons they are good assets.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to customers and providing them with the tools they need to make good financial choices. On its website, the company offers a complete learning center to assist buyers.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a great choice, so you should select a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80-$200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who know the market and wish to put a big chunk of their money into a gold IRA as it offers savings for large investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real-time on their website, which means you can easily see the risks, benefits and costs associated with your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is best for buyers who have previously had this service. The initial year of storage and maintenance costs $250 and every year thereafter costs $200. You might have to shell out more for instance, an amount to establish an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to get started.
Contact a service representative to get your account started or movement of funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to good training tools.
The application process is simple with no need to talk to anyone The company will give you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must complete the following steps:
Fill out the form online and select the account manager you’d like to choose. You can do this first step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and policies of the company, and then provide your financial documents. You may be required to present different documents about your IRA or taxes.
Select the method you prefer to deposit funds into your account. A expert in rolling money into a gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure place to store them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites give great feedback on gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. Because of this, many people are investing in silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to determine whether it’s a good idea for you.