A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and safeguard you against inflation. Additionally, precious metals like silver and gold are different from the standard investments like stocks and bonds which makes them a great way to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they charge, the storage options they provide as well as their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by moving them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to move the money from your account into a precious metals IRA.
This business also sells silver and gold directly to clients. You can invest your retirement savings as well as money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your savings from your savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be bought. They’re pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you need to sell the precious metals that are in your account, Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes written spoken, spoken, and a visual information on investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the top companies to buy silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they’re doing. You can call the number on the company’s website anytime to speak to your agent.
If you want to learn more about buying in gold prior to making the move, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take charge of your savings.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a personal expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and avoid charges when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful help desks, and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market trends and make it easy to anticipate what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products in addition to other. You can purchase these precious metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take the following steps:
Set up your account and choose how you want to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your things. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. You can call your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a wide selection of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains many free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money into your Augusta account and choose the silver and gold items you’d like to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and learn how these IRAs work and what types are available and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast range of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to its clients and giving them the tools they require to make good financial choices. On their website, the business has an entire learning center that can help with the buying process.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a good decision, so you must choose a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 a year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and wish to put a big chunk of their assets into an investment in gold IRA which offers savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real-time on the website, so you are able to easily evaluate the risks, benefits, and costs of your purchase. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have previously had this service. The first year of storage and maintenance costs $250 and each year after that costs $200. You might have to pay a little more like a fee to set up an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application form to get started.
Contact a customer service worker to start your account restart or to transfer funds.
You can purchase precious metals and decide how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and want easy access to quality training tools.
The application process is simple without speaking to anyone and the company provides you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and the A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help, and clear prices in all of your contacts with the company.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form and choose the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and guidelines of your company then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Choose the way you want to transfer funds into your account. A expert in rolling money into an gold IRA can assist you with this.
You can purchase valuable metals and choose a safe storage space for them. In the final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites give great reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from inflation and possible stock market crashes, it is important to require a variety of investments. Because of this, many people have started placing silver, gold and other precious metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to fund and take care of these individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to find out if it makes sense for you.