A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market and safeguard your investment from inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts are the best value. We looked at each gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they impose, their storage options they provide, their customer service, and even their reputation.
Goldco is among the most trusted and best company generally when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings or other savings accounts in real silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your current savings account to your new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. They’re pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit contains a written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is one of the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they’re doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you’d like to know more about buying gold prior to making the move to buy it, you can ask the business for a free guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking control of your money.
You can also get information about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear pricing, among other things. To ensure that your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to make the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that purchasing rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items as well as other. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow the following steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company sells a wide selection of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This company also has a website with a lot of free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move money into your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA and how these IRAs work and what types are available, and why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools needed to make sound financial decisions. On its website, the company has an entire learning center that can assist buyers.
This study area comes with many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can answer any questions you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a great option, so it is important to select a precious metals investment firm that values the opinions of its clients and the accreditations of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80-$200 per year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the online form to receive a custom advice or to create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and would like to invest a significant portion of their wealth into a gold IRA which offers savings for large investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real-time on the website, which means you can easily see the risks, benefits, and costs of your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The initial year of storage and upkeep costs $250, and each year following that is $200. You may have to pay a little more like an amount to establish an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a customer service representative to initiate your account restart or movement of funds.
You can buy valuable metals and choose how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to high-quality training tools.
You can apply for an account without talking to anyone The company will give you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the form online and select the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer money in your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. As the last step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, many people are putting gold, silver and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund the individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to find out whether it is a good idea for you.