A precious metals IRA, which is also called a gold-backed IRA will help safeguard your savings from market volatility and safeguard you against inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like bonds and stocks which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based upon a range of factors, including the valuable metals they offer, the fees they charge, the storage options they provide and their customer service and even their reputation.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings or money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will buy them back at the best buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has a written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the most trusted companies for buying in silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they’re doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about buying gold before taking the step to buy it, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case you can seek advice from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly help desks, and clear prices, among other things. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easy to know what to expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to complete the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free setup and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that purchasing rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods in addition to other. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check how your IRA is going. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad selection of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This company also has a website with lots of information for free about investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money into your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how these IRAs work and what kinds are available and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide selection of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and providing them with the tools they require to make sound financial decisions. On their website, the business has an entire learning center that can assist buyers.
This study area comes with several tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a great option, so it is important to choose a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to receive a custom advice or to create an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources have rated it five stars.
Access to expert advice
There are a lot of training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and want to put a big chunk of their assets into a gold IRA as it offers savings for big investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices is updated in real-time through the site, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is best for buyers who have done this before. The initial year of storage and maintenance costs $250 and each year following that is $200. You might have to pay a little more such as the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service worker to initiate your account restart or movement of funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without talking to anyone and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form, and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to put funds into your account. An expert in rolling money over into a gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave glowing reviews of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, you need a diversified collection of investments. Due to this, many people are now putting gold, silver and other precious metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to manage and fund these individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial adviser first to determine whether it is a good idea for you.