A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Also, valuable metals like silver and gold are different from the standard investments like stocks and bonds and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA firms to determine which precious metal IRA accounts are the best deal. We analyzed each gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, their storage options they provide, their customer service, and their image.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to move the money from your account into a precious metals IRA.
This business also sells gold and silver directly to customers. You can put your retirement savings, or other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be purchased. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you need to sell the precious metals in your account, Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit contains written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is among the best companies to provide gold IRAs.
One of the top companies for buying in silver, gold and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn how they are doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you’d like to know more about buying gold prior to taking the next step, you can ask the business for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and clear pricing, among other things. To ensure that your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easier to anticipate what to expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
When you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that purchasing rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products in addition to other. You can purchase these metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these steps:
Create your account and choose which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your things. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. You can call your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad range of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. The firm also runs a website with lots of information for free regarding the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring money into the Augusta account and choose the gold and silver goods you want to buy. Augusta will deliver them to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and how these IRAs work and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a vast variety of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and giving them the tools needed to make sound financial decisions. The company’s website has a complete learning center to help with the buying process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a big option, so it is important to select a precious metals investment firm that values the reviews of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 per year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to get a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and would like to invest a significant portion of their wealth into a gold IRA as it offers savings for large investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic silver and gold and good ways to get help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold fluctuates in real-time through the site, which means you are able to easily evaluate the risks, benefits and costs of purchasing. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is best for buyers who have had this experience before. First year storage and maintenance costs $250, and each year thereafter costs $200. There may be a need to pay more, for instance, a fee to set up an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application for a new account to begin.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can purchase valuable metals and pick the way you want to store them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to high-quality training tools.
You can apply for an account without speaking to anyone The company will give you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and the A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold you must complete the following steps:
Complete the form online and select the account manager you would like to work with. You can complete this initial step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules of your company and then provide your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A expert in rolling money into a gold IRA will help you do this.
You can buy valuable metals and pick a secure place to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
If you’re ready to sell, the buy-back scheme makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all websites give glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you require a variety of investments. Because of this, many people have started investing in silver, gold, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to fund and take care of these individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see if it makes sense for you.