A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds which makes them an excellent option to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts offer the best value. We looked at every gold IRA company below based on a number of things, such as the precious metals they provide, the fees they impose, their storage options they offer, their customer service, and their image.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds that is in the account to an precious metals IRA.
This business also sells gold and silver directly to its customers. You can invest your retirement savings, or money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your savings account into your new IRA. Goldco makes it easy and painless for customers to do this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be bought. They are as pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they are doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about buying gold prior to taking the next step to buy it, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialized expert, pay a flat fee and guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful assistance teams and clear prices, among other things. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easy to know the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to make the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the company has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that purchasing rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items as well as other. You can buy these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your things. Your specialist will guide you through the various methods to organize your belongings. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. You can call your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide variety of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. This firm also runs a website that contains many free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer money to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA, how they work, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and giving them the tools needed to make good financial choices. On its website, the company provides a full learning center to aid buyers in the purchasing process.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big choice, so you should choose a precious metals investment company that puts the reviews of its customers and its accreditations for affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 a year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their wealth into an investment in gold IRA which offers savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real-time on the website, so you can easily see the risks, benefits, and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have previously had this service. First year storage and upkeep costs $250 and each year after that costs $200. You might have to shell out more such as an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a customer service representative to initiate your account restart or movement of funds.
You can buy valuable metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to good training tools.
It is possible to apply for an account without speaking to a person, and the company gives you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ grade.
Over 700 customers have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold you must do the following:
Fill out the online form, and select the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. An expert in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites give great reviews of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, you require a variety of investments. This is why a lot of people are now investing in silver, gold, and other valuable metals in retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund the individual retirement accounts. Many companies place customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to determine whether it is a good idea for you.