A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard your investment from inflation. Additionally, precious metals such as silver and gold are different from traditional investments like stocks and bonds which makes them an excellent way to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts offer the best value. We analyzed each gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they impose, their storage choices they provide and their customer service and even their reputation.
Goldco is among the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in various retirement accounts by moving them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to move the money in your account to an precious metals IRA.
This business also sells gold and silver directly to clients. You can also invest your retirement savings or other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be purchased. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you require to sell the precious metals that are in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the top companies for buying in gold, silver and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of silver and gold goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investment and find out what they’re doing. You can call the number on the website anytime to speak to your representative.
If you’re interested in learning more about purchasing gold prior to making the move, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of your savings.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and transparent prices among other things. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market trends and make it easier to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods in addition to other. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
This company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through after they have completed the transaction.
Find a method to store your things. Your Specialist will show you the different ways to store your belongings. Birch Gold Group stores its customers’ assets at various locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. You can contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company offers a broad variety of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash payments for gold and silver. The firm also runs a website that contains lots of information for free regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into your Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and how these IRAs work and what types are available, and why they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools they require to make good financial choices. On their website, the business provides a complete learning center to assist buyers.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a big option, so it is important to select a gold investment firm that values the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80 to $200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and wish to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for big investments but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold fluctuates in real time through the site, so you can easily assess the risks, benefits, and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is best for buyers who have done this before. The first year of storage and maintenance costs $250 and each year after that costs $200. You may have to pay more, like an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a customer service worker to start your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone The company will give you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the online form, and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company and then provide your financial records. You may need to provide different documents about your IRA or taxes.
Choose the way you want to transfer funds into your account. A expert in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure place to store them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all websites give great feedback on gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from the effects of inflation and potential market crashes, you need a diversified collection of investments. This is why many people have started investing in silver, gold, and other valuable metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to manage and fund the individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it is a good idea for you.